Individual & Family Coverage

Frequenty Asked Questions

Health coverage can be complex business, so you should be prepared to ask your agent or broker any and all questions which come to mind.  We can get you started with answers to the frequently asked questions outline below.

• What are my options for getting health coverage from my employer?
  

• What are my options if I am self employed?
  

• What are my options if I cannot get coverage through my job?
  

• I recently lost a job that provided health insurance - what can I do?
  

• I recently lost job-based coverage because of divorce or widowhood - what can I do?
  

• I recently lost coverage because I am no longer a dependent of my parents - what can I do?
  

• I am an early retiree who has lost health coverage - what can I do?
  

• How much does individual health coverage typically cost?
  

• Do insurance companies have to sell individual insurance to me?
  

• What tax advantages are available to me depending on how I get my coverage?
  

• How much do health plans vary with respect to the benefits they offer?
  

• What federal or state protections are available to me as a purchaser of health coverage?
  

InsureMoreVirginians.net Expanding health coverage through education

Looking Out for Virginians

The Virginia Bureau of Insurance is Virginia's agency for regulating individual health insurance plans.  You can reach the Bureau's website here or call the Bureau at 1-800-552-7945  

HIPAA and COBRA

Two strange - but very important - health insurance terms.

• What is HIPAA?
  

• What is COBRA?